The UW pays for $25,000 of life insurance on each eligible employee. If you go on leave or layoff status and wish to continue optional life insurance on yourself, you will be required to pay the UW's contribution (see “Part A Basic,” below) for this insurance during that period.
| Employees |
|---|
| $5.23 per month (employer-paid) |
An employee pays $0.52 per family, regardless of the number of dependents.
Your premium rate changes to the next higher rate as you reach each new age bracket.
| Employee's age | Cost per $1,000 per month | |
|---|---|---|
| Non-smoker | Smoker | |
| Under 25 | $0.030 | $0.038 |
| 25-29 | 0.032 | 0.046 |
| 30-34 | 0.036 | 0.060 |
| 35-39 | 0.042 | 0.070 |
| 40-44 | 0.066 | 0.078 |
| 45-49 | 0.096 | 0.116 |
| 50-54 | 0.148 | 0.176 |
| 55-59 | 0.276 | 0.328 |
| 60-64 | 0.424 | 0.502 |
| 65-69 | 0.782 | 0.966 |
| 70+ | 1.164 | 1.566 |
| Employee ADD benefit | Monthly Cost to cover only yourself | Monthly Cost to cover you & your dependents |
Coverage your spouse/ QDP* would have: |
Coverage your children would have: | ||
|---|---|---|---|---|---|---|
| With no children | With children | If you have a spouse/ QDP* |
If you have no spouse/ QDP* |
|||
| $ 25,000 | $0.25 | $0.35 | $12,500 | $10,000 | $1,250 | $2,500 |
| 50,000 | 0.50 | 0.70 | 25,000 | 20,000 | 2,500 | 5,000 |
| 75,000 | 0.75 | 1.05 | 37,500 | 30,000 | 3,750 | 7,500 |
| 100,000 | 1.00 | 1.40 | 50,000 | 40,000 | 5,000 | 10,000 |
| 125,000 | 1.25 | 1.75 | 62,500 | 50,000 | 6,250 | 12,500 |
| 150,000 | 1.50 | 2.10 | 75,000 | 60,000 | 7,500 | 15,000 |
| 175,000 | 1.75 | 2.45 | 87,500 | 70,000 | 8,750 | 17,500 |
| 200,000 | 2.00 | 2.80 | 100,000 | 80,000 | 10,000 | 20,000 |
| 225,000 | 2.25 | 3.15 | 112,500 | 90,000 | 11,250 | 22,500 |
| 250,000 | 2.50 | 3.50 | 125,000 | 100,000 | 12,500 | 25,000 |
*QDP = Qualified Domestic Partner
Life & ADD
Insurance Topics